Contractors All Risk insurance for South African Construction businesses

Protect your projects, equipment, and operations from unexpected construction risks.

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Tailored cover Built around your business

Fast quotes Quick, Simple, Online

Human support Real experts, real help

What is Contractors All Risk insurance?

Contractors all risk insurance protects construction projects against accidental damage, theft, weather events, and third-party liability during the construction process.
Construction environments are unpredictable. One unexpected event can delay projects, damage equipment, or create significant financial loss.

What is covered

Cover is tailored to your business and may include:

Theft of construction materials or equipment
Damage caused by fire, storms, or accidents
Accidental damage during construction
Third-party injury or property damage claims
Site-related operational risks

What is NOT Covered

Coverage depends on the selected products and limits. Certain exclusions may apply to:

Poor workmanship
Intentional damage
Wear and tear
Employee injury claims

Who needs this cover?

This solution is ideal for businesses seeking broader protection under one structure. Common industries include:

Construction Companies

Property Developers

Civil Contractors

Renovation Specialists

Trades & Subcontractors

Building Contractors

A Real Life Scenario 🇿🇦

A retail business experiences a break-in that results in stolen stock, damage to the premises, and several weeks of operational disruption. At the same time, a customer lodges a liability claim relating to an incident that occurred before the closure.

Without Insurance

The contractor absorbs replacement costs
Project timelines are delayed
Cash flow is affected

With Entresure

Damage costs are covered
Project recovery begins faster
Operations continue with reduced disruption

Why is this cover critical?

Construction businesses face constant exposure to:

Theft and looting
Extreme weather events
Expensive material losses
Site accidents and liability claims

Contractors All Risk vs Public Liability

This Cover

Contractors All Risk insurance

Protects construction projects, equipment, and site-related risks.

Public Liability

Protects against third-party injury or property damage claims

How much Contractors All Risk insurance do you need?

Cover depends on:

Project size
Equipment value
Construction duration
Operational exposure
Site location

Why choose Entresure for this cover?

Tailored construction-focused cover
Built for South African risk realities
Flexible cover structures
Fast and simple quote process
Protection designed around real project exposure

Frequently Asked Questions

Does this cover theft on site?

Yes, depending on your policy structure.

Is weather damage covered?

Yes, depending on the insured event and selected cover.

Can subcontractors get cover?

Yes. Cover can be tailored to contractors and subcontractors.

Entresure (Pty) Ltd is a licensed Financial Services Provider | FSP 51464

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