Cyber Liability Insurance for South African Businesses

Protect your business from cybercrime, phishing scams, cyber theft, fraud, and digital operational risks.

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Tailored cover Built around your business

Fast quotes Quick, Simple, Online

Human support Real experts, real help

What is Cyber Liability insurance?

Cyber liability insurance protects your business against financial loss caused by cyber-related incidents.
As businesses become increasingly digital, cybercrime has become one of the biggest operational risks facing South African SMEs.
Whether you run an online business, process digital payments, store customer information, or communicate through digital platforms, your business is exposed to cyber risk daily.
Cyber incidents can interrupt operations, damage trust, and create major financial losses.

What is covered

Cover is tailored to your business and may include:

Cyber theft and fraud
Phishing scams and compromised accounts
Data breaches involving customer or business information
Loss of funds caused by cybercrime
Business interruption caused by cyber incidents
Costs associated with digital recovery and operational disruption

What is NOT Covered

Coverage depends on the selected products and limits. Certain exclusions may apply to:

Intentional internal fraud
Known security failures not disclosed
Non-digital operational losses unrelated to cyber incidents

Who needs this cover?

This solution is ideal for businesses seeking broader protection under one structure. Common industries include:

E-commerce Businesses

Content Creators & Influencers

Marketing Agencies

Online Retailers

Financial & Fintech Businesses

Professional Service Providers

Medical Practices & Clinics

A Real Life Scenario 🇿🇦

A retail business experiences a break-in that results in stolen stock, damage to the premises, and several weeks of operational disruption. At the same time, a customer lodges a liability claim relating to an incident that occurred before the closure.

Without Insurance

Financial losses are absorbed personally
Business operations are disrupted
Reputation and client trust are affected

With Entresure

Financial losses are covered
Recovery support begins faster
Business operations continue with reduced disruption

Why is this cover critical?

South African SMEs are increasingly targeted because many operate without advanced cybersecurity infrastructure.

Common risks include:

Phishing attacks
Online payment fraud
Hacked business accounts
Data theft
Compromised customer information

One cyber incident can result in:

Financial loss
Client distrust
Operational downtime
Reputation damage

Cyber Liability vs Equipment Insurance

Many digital businesses benefit from both.

This Cover

Cyber Liability insurance

Protects against digital risks, cyber theft, and online fraud.

Equipment Insurance

Protects physical devices like laptops, cameras, and equipment from theft or damage.

How much Cyber Liability insurance do you need?

The level of cover depends on:

Your digital exposure
Type of customer information stored
Online transaction volume
Business size
Operational dependency on technology

Why choose Entresure for this cover?

Tailor-made protection for modern businesses
Built for South African cyber risks
Flexible cover structures
Fast and simple quote process
Protection aligned to real business operations

Frequently Asked Questions

Are small businesses targeted by cybercrime?

Yes. SMEs are often more vulnerable due to limited cybersecurity systems.

Does this cover phishing scams?

Yes, depending on your selected cover.

Is this only for online businesses?

No. Any business using digital systems or banking platforms can benefit from cyber cover.

Entresure (Pty) Ltd is a licensed Financial Services Provider | FSP 51464

Waterfall Park, Waterfall Crescent South, Ground Floor, Mahai Close, 84 Bekker Rd, Vorna Valley, Midrand, 1686