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Professional Indemnity insurance for South African businesses

Protect your business against claims arising from professional mistakes, negligence, errors, or poor advice.

Tailored cover Built around your business
Fast quotes Quick, Simple, Online
Human support Real experts, real help
Professional Indemnity insurance insurance illustration

What is Professional Indemnity insurance?

  • Professional indemnity insurance protects your business if a client suffers financial loss because of your services, advice, or work.
  • If you provide expertise, consulting, strategy, or specialised services, your business carries professional risk every day.
  • Even small mistakes, misunderstandings, missed deadlines, or incorrect advice can result in expensive legal claims.

What is covered

Cover is tailored to your business and may include:
  • Claims of negligence or professional mistakes
  • Legal defence costs
  • Financial loss claims from clients
  • Errors, omissions, or breach of professional duty
  • Settlement or compensation payments

What is NOT Covered

Coverage depends on the selected products and limits. Certain exclusions may apply to:
  • Intentional misconduct or fraud
  • Employee injury claims
  • Physical injury or property damage claims (covered under public liability)

Who needs this cover?

This solution is ideal for businesses seeking broader protection under one structure. Common industries include:

Marketing & Creative Professionals
Consultants & Agencies
Financial Advisors
IT & Tech Providers
Architects & Designers
Business Coaches & Freelancers

A Real Life Scenario πŸ‡ΏπŸ‡¦

A retail business experiences a break-in that results in stolen stock, damage to the premises, and several weeks of operational disruption. At the same time, a customer lodges a liability claim relating to an incident that occurred before the closure.

A marketing consultant launches a campaign for a client. Due to a reporting error, incorrect audience targeting causes financial loss for the client.The client demands compensation and takes legal action.
Without Insurance
  • You pay legal defence costs
  • You pay settlement costs yourself
  • Your business reputation suffers
With Entresure
  • Legal costs are covered
  • Claims support is provided
  • Your business continues operating

Why is this cover critical?

South African businesses operate in increasingly competitive industries where mistakes can become expensive quickly.

Common risks include:
  • Client disputes
  • Contractual expectations
  • Financial loss claims
  • Growing legal awareness among businesses

One professional mistake can result in:
  • Expensive legal action
  • Client loss
  • Reputational damage
  • Operational disruption

Professional Indemnity vs Public Liability

If your business provides services and interacts with people physically, you may need both.

This Cover
Professional Indemnity insurance

Covers financial loss caused by advice, services, or professional errors.

Public Liability

Covers physical injury or property damage involving third parties.

How much Professional Indemnity insurance do you need?

The level of cover depends on:

Why choose Entresure for this cover?

We focus on protecting businesses built on expertise and trust.

Frequently Asked Questions

Not always, but many industries, contracts, and clients require it.

Yes. Freelancers and independent consultants often face high professional risk.

Yes, depending on your selected cover structure.